Mark SkinnerFinding the best investment opportunities in San Diego can feel a bit overwhelming since everyone has different financial goals. You might want to build retirement wealth or protect what you already own.
It helps to talk to top-tier financial advisers who understand local market trends. Managing your personal wealth also pairs well with solid bookkeeping services to keep your taxes low.
I looked at various local options to find the top teams helping people grow their money. Here’s a look at great choices for your portfolio.
How much does it cost to hire an investment advisor in San Diego?
Getting professional help with your portfolio usually involves a few different fee structures depending on your specific needs.
| Fee Type | Average Cost |
| Assets Under Management (AUM) | 0.5% to 1.2% annually |
| Hourly Rates | $150 to $400 per hour |
| Flat Fees & Retainers | $2,500 to $6,000 per plan |
| Ongoing Advising | $2,400 to $7,200 per year |
1. Shamrock Point Investments
Website: https://shamrockpointinvestments.com/
Address: 3960 W Point Loma Blvd Suite H #342
Contact: +1 (619) 685-9642
Hours: Monday to Saturday 9 AM–5 PM
Shamrock Point Investments focuses on helping you acquire vacant land to shield your money from high inflation. They assist in finding and purchasing reliable raw land assets across multiple states, such as Missouri and California.
The priority here is on portfolio diversification. They open doors to various property markets and provide access to their direct network of builders to transform raw dirt into a custom project.
I chatted with a guy who used their seller financing to purchase a lot last year. He loved how easy they made the process without dealing with traditional banks.
But keep in mind that raw land is an illiquid asset class. It can take a long time to sell if you suddenly need quick cash. They don’t offer traditional wealth management services like stock portfolios.
Real estate investment process was very smooth
I’m pleased to write this review about my experience dealing with Jessica at Shamrock Point Investments. From beginning to the end the real estate investment process was very smooth. There was no pressure to close and they were very transparent with the transaction. I requested for an extension and she was able to grant it. If I had any questions she was able to help me find an answer. This land buying journey was straight forward and I really enjoyed dealing with Jessica. A huge thank you!
Wyatt Henson | Google Review
Recommended to anyone looking to buy land or investment properties
Amazing people to work with, very understanding and were very willing to work with me to make our dream of owning our first property come true! I would highly recommend Shamrock to anyone looking to buy land or investment properties. I just can’t say enough good about them!
Dan “Ghost” Simons | Google Review
2. Somers Capital
Website: https://somerscapital.com/
Address: 1431 Pacific Hwy H4
Contact: [email protected]
Investing in boutique hotels gives you a unique way to enjoy tax-advantaged real estate returns. Somers Capital runs on that purpose. They operate a vertically integrated platform where they buy and directly manage underperforming hospitality assets.
The team here handles everything from property renovations to direct guest bookings through their own internal brand. This hands-on management approach maximizes net operating income (NOI) instead of leaning on third-party operators.
However, note that the focus on a single niche means your portfolio is heavily tied to tourism cycles. If the travel market takes a dip, your returns might feel the squeeze too.
They don’t offer general wealth management options or standard stock investments.
It’s been a great investment
Rich Somers is a very knowledgable and giving person. He shares everything he knows and never asks for anything in return. I’ve met Rich in person and I can attest. He is a real person and the real deal. I joined Rich’s community earlier this year and it’s been a great investment and nothing short of impressive.
Ian Golditch | Google Review
I have high confidence in this investment strategy
I am a active current investor in their current fund. I love Rich’s strategy for boutique Hotels, finding non performing properties and transforming them into an Instagram type property. I get regular financial reporting and payouts. I have high confidence in this investment strategy and in Rich and his team.
Ephraim Ebstein | Google Review
3. Pure Financial Advisors, LLC
Website: https://purefinancial.com/
Address: 3131 Camino Del Rio North, Suite 1550
Contact: (619) 814-4100
Hours: Monday to Friday 9 AM–5 PM
The team at Pure Financial Advisors combines robust retirement planning with tax-optimized investment management. They offer cash flow planning and estate coordination all under one roof.
They’re a fee-only Registered Investment Advisor (RIA), which ensures that your financial professional always acts as a fiduciary. They don’t earn commissions from financial products and keep their advice completely honest.
Plus, they don’t require a minimum net worth to get started. This open-door policy makes professional financial guidance accessible to everyday investors looking to build wealth.
However, their comprehensive planning approach might be more than you actually need if you just want basic stock trading. They don’t offer direct real estate acquisition or local property management services.
Very helpful in assisting me in understanding investment better
My Pure Financial Advisor, Ryan, has been very helpful in assisting me in understanding investment better. I would also strongly advise using Pure Financial if you have any large inheritance, because they know exactly how to get things transferred and to where so that tax issues don’t hit so hard; I don’t know how I would have done all of that without their assistance. In addition, my portfolio has increased more rapidly since I started working with him.
Debra Murphy | Google Review
Has been very helpful to me
My adviser listens and remembers details about my financial/life situation. Although he is in a different city, it feels like we’re having a private conversation in his office during video meetings. He is skilled at using technology like the whiteboard to illustrate investment strategy and results.
His advice on tax efficiency and planning for inheritance has been very helpful to me.
Alan Healy | Google Review
4. Copley Financial Group, Inc.
Website: https://financialplannersandiego.com/
Address: 2650 Camino Del Rio N. Suite 350
Contact: (619) 294-6008
Hours: Monday to Friday 9 AM–5 PM
Securing your long-term financial safety requires a customized strategy tailored to your exact retirement goals. That’s why I like that Copley Financial Group operates under a strict fiduciary standard to build coordinated wealth strategies.
They combine retirement income planning with proactive tax strategies to protect your hard-earned assets. The team here excels at creating lifelong relationships through regular plan reviews and steady communication.
I went to one of their educational workshops recently and loved how clearly they broke down complex legal topics.
But you should know that some of their specific tax approaches might not match every philosophy. For example, their views on Roth Individual Retirement Account (IRA) conversions might not match your personal goals.
They also don’t have specialized real estate investment options.
They have given us sound investment advice
We have had a wonderful experience with the Copley team, and they have given us sound investment and retirement planning advice. They are attentive, prompt and responsive to our concerns/needs, as well as the changes to the market. We feel they have managed our funds in an exceptional manner, and would highly recommend them.
Melinda Walker | Google Review
Team bring in seasoned successful Investment Professionals
Attentive, Involved, Personal Service. Matt Copley is willing and able to guide us through our unique needs and decisions. We are very happy with the relationship and the results. Jessica is a real PRO, helpful and delightful to work with. The periodic Dinner/Investment Guidance Seminars are really helpful, Matt and team bring in seasoned successful Investment Professionals at the top of their game to give us a good sense of what’s going on and the near future of Investments. We are really Blessed to have them helping us.
Robert Kennett | Google Review
5. One Degree Advisors
Website: https://onedegreeadvisors.com/
Address: 8880 Rio San Diego Dr #1000
Contact: (619) 282-3288
Hours: Monday to Friday 8:30 AM–5 PM
Aligning your investments with your personal values brings true clarity to your wealth-building journey. One Degree Advisors uses a proprietary Compass System to integrate your retirement income and tax planning.
Their fee-only compensation model means they never earn commissions from product sales. Plus, I love how they offer values-based financial planning with faith integration options for families who want to apply biblical principles to their money.
However, this team is primarily geared toward high-net-worth households with significant assets. If you’re just starting your career or prefer a hands-on, do-it-yourself approach, their model won’t fit your needs.
They focus on long-term relationships rather than quick transactional market tips.
Intently monitors our investments
We have been extremely satisfied with One Degree Advisors! After bouncing around with our investment strategy and different advisors, we came across Anthony Saffer. What a great Blessing! Anthony has guided us pre-retirement for many years and now is soundly guiding us in our retirement. He has become like family to us. We don’t have to question any of his strategy. He keeps us well informed and intently monitors our investments! I would highly recommend him! You can be assured of a quality family man, looking after your portfolio like it was his. 10 0out of 10!
Pete Stewart | Google Review
Aassist us to better understanding the process
These people are amazing! They not only educated us in the investment field, but they assist us to better understanding the process. They guide us through our long term goals, check over our tax returns for possible savings, and keep us on schedule with our RMD. There is no one else we would trust with our money than One Degree!
Linda | Google Review
